Zemen Technologies
Back to Service Catalog
Software Platform

Core Payments & Payment Integration

High-availability payment gateways, mTLS bank routers, and unified checkout engines for Telebirr, CBE Birr, Chapa, and EthSwitch.

Comprehensive Solution Overview

Our Core Payments & Payment Integration suite provides enterprise-grade financial infrastructure engineered specifically for Ethiopian banks, mobile money operators, e-commerce platforms, and fintech startups. We build resilient, low-latency payment microservices that unify fragmented regional payment channels into a single standardized REST & gRPC API interface. Our routing engine handles real-time mTLS authentication, automatic RSA-256 payload signatures for Ethio Telecom Telebirr H5 web checkouts, and ISO 8583 message switching for Commercial Bank of Ethiopia (CBE Birr) and EthSwitch interbank transfers. Additionally, the system features automated transaction reconciliation, instant webhook retries with exponential backoff, multi-currency ledger management (ETB & USD), and automated daily settlement generation compliant with National Bank of Ethiopia (NBE) regulatory directives.

Technical Deliverables & Features

Telebirr H5 & CBE Birr unified checkout SDKs
ISO 8583 & mTLS interbank message switches
Automated daily reconciliation & settlement ledgers
SHA-256 HMAC webhook verification with instant retries
National Bank of Ethiopia (NBE) compliant data audit trails
Multi-currency support (ETB mobile wallets & International cards)

Ethiopian Market & Regulatory Alignment

Engineered specifically for the East African infrastructure environment, ensuring compliance with National Bank of Ethiopia (NBE) PDP Law (Proclamation No. 1205/2020), local mTLS authentication standards, and high offline data resilience.

✓ On-Premise & Cloud Ready✓ ISO 27001 Aligned Controls✓ Local Technical Support

Service Engagement Specs

Delivery Schedule2 - 6 Weeks
Support Tier24/7 Enterprise SLA
Hosting ScopeEthiopia On-Premise / Cloud

Prefer to speak directly with an engineer?

+251 97 294 0000